Tag: Auto Insurance

Auto Shipping Requirements You Should Know About

Auto Shipping Requirements You Should Know About

Auto Shipping Requirements You Should Know About

Less than 5% of the cars shipped by Canada auto shipping companies usually report significant damages from the shipping process, but it is always a good idea for you to protect yourself against potential issues which might arise during the shipping. This is done by getting the right insurance and understanding the specifics of the items covered.

The minimum auto shipping insurance requirements

Legally authorized car shipping companies are required by the law to have liability insurance. It is also recommended that you make sure that the company you want to entrust with your auto shipping needs have cargo insurance. With these two, it implies that the shipping company is well insured, and should take care of any damage caused during the transportation process once you pay the insurance deductibles, if there are any. The specific terms as well as the amount of coverage vary from company to company and thus you should inspect the shipping company’s coverage before agreeing to any terms of the auto shipping.

Is the minimum coverage enough?

While inspecting the auto transport Canada company’s insurance, keep in mind that you are free to purchase additional insurance if you feel that what is offered is not sufficient for the kind of coverage you desire for your car. Always do whatever is necessary to guarantee the safety of your vehicle while it is being shipped.

The amount of insurance offered by the auto shipping companies as required by law will in most cases offer the minimum coverage, which may be sufficient for some people. However, it is your responsibility to scrutinize the coverage and determine if it fits your needs. Also, remember to call your own auto insurance company and ask if they offer any coverage when your car is being transported and if so, what specifically does the cover include. Whether there is cover for your car during the shipping or not, it is still recommended that you inform your insurance company about the shipping.

Pertinent questions you need to ask regarding the auto insurance

As indicated earlier, you will want to verify with your preferred Canada car shipping company about the specifics of their insurance when transporting your vehicle. To help you get a clear picture of the coverage, below are some relevant questions you ought to ask:

• Are there any deductibles, and if so,
• How much will pay in terms of deductibles for the damage claims?
• Is the whole car covered or just a few parts?
• To what extent does the coverage apply?
• Is there specialty items such as ground effects or spoilers covered?
• Are there possibilities to purchase additional coverage?

If you need to make a claim

Upon delivery, take time to inspect your car to ensure that it is delivered in the same condition as you gave it to the auto shipping company. If the car was delivered with damages arising from the shipping, take note of the damages on the Bill of Landing and let the employee who delivered your car sign the form before you accept the car. Then contact your insurance and the car shipping company immediately informing them of the damages to kick start the process of resolving the issues.

What You Need to Know About Auto Insurance

What You Need to Know About Auto Insurance

What You Need to Know About Auto Insurance

When considering Canada auto transport, you will always have many questions lingering in your mind about the coverage for your vehicle when under shipping. It is always a shocker for many Canadians to find out that they will have to dig into their pockets to cater for damages that might have been occasioned by the shipping process and which they thought the shipping company would take care of.

To avoid such situations, it pays to have a clear understanding of what is covered and what is not covered from the moment your vehicle is loaded onto the auto transport truck for shipment to your new destination. Here is what you need to know as far as the auto insurance is concerned:

Demand to see proof of insurance from the car shipping company

It is a legal requirement for every Canada auto transport company to have a valid auto insurance certificate and they ought to provide it upon request. As a client entrusting them with the safe shipment of your vehicle, you should demand to see this policy and request to be told in terms that you can understand the particulars covered by the policy. It is of interest to you to know what kind of damages are covered, if the whole car is covered or just a few parts and whether you will be requested to pay deductibles should there be any damages.

It is always a good idea to counter check with your auto insurance company

Depending on the policy you hold, your insurance may offer certain coverage when the vehicle is being transported, but you should not assume and this is why it is always a good idea to call them and confirm the specifics of the coverage when your vehicle is being transported.

Loose items shipped inside the car are never covered

Most of the Canada auto transport companies will never cover damages to the interior of the car. This applies to any items shipped with the car and this is why you are encouraged to remove any loose items from the car’s interior before shipping. Theft of any form of the interior accessories is also not covered and this is why it is recommended that custom accessories such as GPS systems, DVD players, cassettes, CDS and other lose items should be removed before the shipping.

Always be present during pre-possession inspection

Before the auto shipping company assumes possession of the car, they will conduct a thorough inspection and take note of existing damages. For insurance purposes and for the sake of dispute resolution, you should be present during the inspection so that both of you agree on the condition of the car. In some instances, taking photographs is highly recommended so that you can have clear records of the car’s condition prior to shipping.

When to make claims

Should there be damages which you feel the insurance should take care of, you should file claims immediately once the car is delivered. The damages should be well captured in the Bill of Landing, which you should also attach a copy when submitting the claim. There is always a timeline within which such claims ought to be filed and you are recommended to do it as soon as possible.